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Buyer’s Financial Considerations

There are many financial factors involved in buying a home. Here are some of the factors to consider:

  • Annual income of all buyers
  • Length of time employed at current job
  • Other Assets or Income
  • Current Credit Report
  • Estimated Closing Cost
  • Type of Loan.
  • Maximum Down Payment Available
  • Source of Down Payment
  • Maximum Monthly Payment, Including Principal, Interest and Taxes
  • Present Monthly Payment
  • Prepayment Penalty on Current Loan
  • Do you need to sell a home in order to buy?